What is your current income before taxes?

What percentage of this income will your family need?

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)